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2024\u5e74\uff0c\u52a0\u62ff\u5927\u65b0\u79fb\u6c11\u9884\u8ba1\u5c06\u770b\u5230\u8054\u90a6\u548c\u7701\/\u5730\u533a\u5c42\u9762\u5b9e\u65bd\u591a\u9879\u65b0\u6cd5\u89c4\u548c\u6cd5\u5f8b\u3002\u8fd9\u4e9b\u53d8\u5316\uff0c\u4ece\u5c31\u4e1a\u548c\u7a0e\u6536\u5230\u56fd\u9645\u5b66\u751f\u5b66\u8d39\uff0c\u53ef\u80fd\u4f1a\u5f71\u54cd\u5168\u56fd\u5404\u5730\u7684\u56fd\u9645\u5b66\u751f\u3001\u4e34\u65f6\u5916\u56fd\u5de5\u4eba\u548c\u6c38\u4e45\u5c45\u6c11\u3002\u4e0b\u9762\u5c06\u6982\u8ff0\u8fd9\u4e9b\u53d8\u5316\uff0c\u9996\u5148\u8ba8\u8bba\u5f71\u54cd\u6574\u4e2a\u56fd\u5bb6\u7684\u8054\u90a6\u6cd5\u89c4\uff0c\u7136\u540e\u518d\u8ba8\u8bba\u65b0\u79fb\u6c11\u9884\u8ba1\u57282024\u5e74\u8fdb\u884c\u7684\u9488\u5bf9\u7279\u5b9a\u7701\/\u5730\u533a\u7684\u4fee\u6b63\u6848\u3002<\/p>\n\n\n\n

\u65b0\u7a0e\u6536\u89c4\u5219\u5728\u52a0\u62ff\u5927\u751f\u6548<\/strong><\/h2>\n\n\n\n

\u52a0\u62ff\u5927\u7a0e\u52a1\u5c40 (CRA) \u4eca\u5e74\u5c06\u4fee\u6539\u591a\u9879\u7a0e\u6536\u89c4\u5219\uff0c\u6240\u6709\u8fd9\u4e9b\u89c4\u5219\u90fd\u5c06\u5f71\u54cd\u52a0\u62ff\u5927\u6c38\u4e45\u5c45\u6c11\u3002<\/p>\n\n\n\n

\u514d\u7a0e\u50a8\u84c4\u8d26\u6237 (TFSA)<\/strong><\/h3>\n\n\n\n

1 \u6708 1 \u65e5\uff0cCRA \u5c06 TFSA \u7684\u5e74\u5ea6\u7f34\u6b3e\u9650\u989d\u63d0\u9ad8\u4e86 500 \u7f8e\u5143\uff0c\u4ece\u6bcf\u5e74 6,500 \u7f8e\u5143\u63d0\u9ad8\u5230 7,000 \u7f8e\u5143\u3002\u8fd9\u79cd\u7c7b\u578b\u7684\u50a8\u84c4\u8d26\u6237\u5bf9\u52a0\u62ff\u5927\u6240\u6709\u5c45\u6c11\uff08\u5305\u62ec\u6c38\u4e45\u5c45\u6c11\uff09\u90fd\u5f88\u91cd\u8981\uff0c\u56e0\u4e3a\u5b83\u5141\u8bb8\u5411\u8d26\u6237\u5b58\u94b1\u7684\u8d26\u6237\u6301\u6709\u4eba\u907f\u514d\u5bf9\u8d44\u672c\u5229\u5f97\u548c\u63d0\u6b3e\u5f81\u7a0e\u3002<\/p>\n\n\n\n

\u6ce8\u518c\u9000\u4f11\u50a8\u84c4\u8ba1\u5212 (RRSP)<\/strong><\/h3>\n\n\n\n

\u5c3d\u7ba1 RRSP \u6301\u6709\u4eba\u53ef\u4ee5\u5b58\u5165\u8d26\u6237\u7684\u5e74\u5ea6\u6536\u5165\u767e\u5206\u6bd4 (18%) \u5728 2024 \u5e74\u4fdd\u6301\u7a33\u5b9a\uff0c\u4f46 CRA \u63d0\u9ad8\u4e86\u8d26\u6237\u6301\u6709\u4eba\u4eca\u5e74\u53ef\u4ee5\u7f34\u7eb3\u7684\u6700\u9ad8\u7f34\u6b3e\u989d\u3002RRSP \u6301\u6709\u8005\u73b0\u5728\u53ef\u4ee5\u4ece 2023 \u5e74\u7684 30,780 \u7f8e\u5143\u589e\u52a0\u5230 31,560 \u7f8e\u5143\uff0c\u8fd9\u4e00\u589e\u5e45\u5c06\u6709\u5229\u4e8e\u52a0\u62ff\u5927\u6c38\u4e45\u5c45\u6c11\u4e3a\u5176\u957f\u671f\u672a\u6765\u50a8\u84c4\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u52a0\u62ff\u5927\u517b\u8001\u91d1\u8ba1\u5212 (CPP) \u548c\u5c31\u4e1a\u4fdd\u9669 (EI)<\/strong><\/h3>\n\n\n\n

\u6bcf\u4e2a\u6708\uff0c\u5927\u591a\u6570\u52a0\u62ff\u5927\u52b3\u52a8\u529b\u90fd\u4f1a\u4ece\u4ed6\u4eec\u7684\u5de5\u8d44\u4e2d\u6263\u9664 CPP \u548c EI \u4ed8\u6b3e\u30022024 \u5e74\uff0c\u968f\u7740\u52a0\u62ff\u5927\u5404\u5730 CPP \u6700\u9ad8\u7f34\u6b3e\u989d\u7684\u589e\u52a0\uff08\u5305\u62ec\u9b41\u5317\u514b\u517b\u8001\u91d1\u8ba1\u5212 (QPP)\u3001\u8be5\u7701\u81ea\u5df1\u7684\u517b\u8001\u91d1\u8ba1\u5212\uff09\uff0c\u5c06\u4ece\u5de5\u8d44\u4e2d\u76f8\u5e94\u6263\u9664\u66f4\u591a\u8d44\u91d1\u3002\u5177\u4f53\u6765\u8bf4\uff0c\u52a0\u62ff\u5927\u7684\u5458\u5de5\u73b0\u5728\u5fc5\u987b\u5728 2024 \u5e74\u5411 CPP \u7f34\u7eb33,867 \u7f8e\u5143\uff0c\u5bf9\u4e8e\u5e74\u6536\u5165\u81f3\u5c11 68,500 \u7f8e\u5143\u7684\u5458\u5de5\u6765\u8bf4\uff0c\u540c\u6bd4\u589e\u52a0 113 \u7f8e\u5143\u3002\u8fd9\u610f\u5473\u7740\uff0c\u77ed\u671f\u5185\uff0c\u52a0\u62ff\u5927\u5404\u5730\u7684\u5c31\u4e1a\u4eba\u5458\u6bcf\u6708\u5e26\u56de\u5bb6\u7684\u94b1\u5c06\u7565\u6709\u51cf\u5c11\u3002\u8054\u90a6\u653f\u5e9c\u6700\u8fd1\u5ba3\u5e03\uff0c\u7b2c\u4e8c\u4e2a CPP \u7a0e\u4e5f\u5c06\u4e8e\u4eca\u5e74\u5f00\u59cb\u5f81\u6536\u3002\u7136\u800c\uff0c\u636e\u300a\u73af\u7403\u90ae\u62a5\u300b\u62a5\u9053\uff0c\u8fd9\u9879\u7a0e\u6536\u53ea\u4f1a\u5f71\u54cd\u201c\u6536\u5165\u9ad8\u4e8e\u7b2c\u4e00\u6536\u5165\u4e0a\u9650\u7684\u5de5\u4eba\u201d \u3002\u7531\u4e8e\u4e0e EI \u76f8\u5173\uff0c\u52a0\u62ff\u5927\u5c31\u4e1a\u5c45\u6c11\u4eca\u5e74\u652f\u4ed8\u7684\u4fdd\u8d39\u4e0e CPP \u7c7b\u4f3c\uff0c\u6709\u6240\u589e\u52a0\u3002\u53bb\u5e74\u8054\u90a6 EI \u7684\u6700\u9ad8\u7f34\u6b3e\u989d\u4e3a 1,002.35 \u7f8e\u5143\uff0c2024 \u5e74\u7684\u6700\u9ad8\u7f34\u6b3e\u989d\u5c06\u4e3a 1,049.12 \u7f8e\u5143\u3002\u6ce8\uff1a<\/strong>\u6839\u636e\u300a\u73af\u7403\u90ae\u62a5\u300b\u53bb\u5e74 12 \u6708\u7684\u62a5\u9053\uff0c\u4eca\u5e74 QPP \u7a0e\u7387\u4e5f\u5c06\u63d0\u9ad8\uff0c\u56e0\u4e3a\u5458\u5de5\u5c06\u88ab\u8981\u6c42\u201c\u5728 2024 \u5e74\u5411 QPP \u7f34\u7eb34,348 \u7f8e\u5143\u201d<\/em><\/p>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n\n\n\n

\u8054\u90a6\u78b3\u7a0e\u5373\u5c06\u589e\u52a0<\/strong><\/h3>\n\n\n\n

\u7531\u4e8e\u52a0\u62ff\u5927\u8054\u90a6\u78b3\u7a0e\u7684\u589e\u52a0\uff0c\u300a\u73af\u7403\u90ae\u62a5\u300b\u6700\u8fd1\u7684\u4e00\u7bc7\u62a5\u9053\u79f0\uff0c\u4f7f\u7528\u79c1\u5bb6\u8f66\u4f5c\u4e3a\u4ea4\u901a\u5de5\u5177\u7684\u52a0\u62ff\u5927\u5c45\u6c11\u201c\u5c06\u5728 2024 \u5e74\u652f\u4ed8\u6bcf\u5347\u6c7d\u6cb9 17.6 \u7f8e\u5206\u7684\u71c3\u6cb9\u8d39\u3002[\u8fd9\u610f\u5473\u7740\u589e\u52a0] \u4e0e 2023 \u5e74\u76f8\u6bd4\u7ea6 3.3 \u7f8e\u5206\u201d\u3002\u8fd9\u610f\u5473\u7740\u52a0\u62ff\u5927\u589e\u52a0\u78b3\u7a0e\u5c06\u5bf9\u5bb6\u5ead\u652f\u51fa\u4ea7\u751f\u91cd\u5927\u5f71\u54cd\uff0c\u300a\u73af\u7403\u90ae\u62a5\u300b\u6700\u8fd1\u8868\u793a\uff0c\u8be5\u7a0e\u201c\u5373\u4f7f\u5728\u6263\u9664\u9000\u7a0e\u540e\uff0c2024-25\u5e74\u5e73\u5747\u5bb6\u5ead\u7684\u6210\u672c\u5c06\u5728377\u81f3911\u7f8e\u5143\u4e4b\u95f4\u201d\u3002\u5bf9\u4e8e\u4e00\u4e9b\u8fdc\u7a0b\u5de5\u4f5c\u4eba\u5458\u6765\u8bf4\uff0c\u4ece\u5de5\u8d44\u4e2d\u9884\u6263\u7684\u7a0e\u6b3e\u53ef\u80fd\u4f1a\u589e\u52a0<\/strong>\u5c3d\u7ba1\u7ec6\u8282\u5c1a\u672a\u6700\u7ec8\u786e\u5b9a\uff0c\u4f46\u6839\u636e\u300a\u73af\u7403\u90ae\u62a5\u300b\u6700\u8fd1\u7684\u4e00\u7bc7\u62a5\u9053\uff0c\u5982\u679c\u52a0\u62ff\u5927\u5404\u5730\u7684\u8fdc\u7a0b\u5de5\u4f5c\u8005\u5c45\u4f4f\u5728\u4e0e\u5176\u5c31\u4e1a\u7701\u4efd\u4e0d\u540c\u7684\u7701\u4efd\uff0c\u90a3\u4e48\u5230 2024 \u5e74\uff0c\u4ed6\u4eec\u201c\u53ef\u80fd\u4f1a\u6216\u591a\u6216\u5c11\u5730\u7f34\u7eb3\u5de5\u8d44\u7a0e\u9884\u6263\u7a0e\u201d \u3002\u8fd9\u5c06\u5f71\u54cd\u5458\u5de5\u63d0\u4ea4\u6240\u5f97\u7a0e\u3001\u517b\u8001\u91d1\u548c\u5c31\u4e1a\u4fdd\u9669\u7684\u5730\u70b9\u3002<\/p>\n\n\n\n

\u56fd\u9645\u5b66\u751f\u7684\u65b0\u8d22\u52a1\u8981\u6c42<\/strong><\/h2>\n\n\n\n

\u5bf9\u4e8e\u622a\u81f3 1 \u6708 1 \u65e5\u6536\u5230\/\u63d0\u4ea4\u5b66\u4e60\u8bb8\u53ef\u7533\u8bf7\u7684\u6240\u6709\u56fd\u9645\u5b66\u751f\uff0c\u8054\u90a6\u653f\u5e9c\u73b0\u5df2\u5c06\u7533\u8bf7\u4eba\u5728\u7533\u8bf7\u8fc7\u7a0b\u4e2d\u5fc5\u987b\u663e\u793a\u7684\u751f\u6d3b\u8d39\u7528\u8d22\u52a1\u8981\u6c42\u589e\u52a0\u4e86\u4e00\u500d\u4ee5\u4e0a\u3002\u66f4\u591a\uff1a<\/strong>\u52a0\u62ff\u5927\u5404\u5730\u56fd\u9645\u5b66\u751f\u7684\u5176\u4ed6\u65b0\u8981\u6c42\u6362\u53e5\u8bdd\u8bf4\uff0c\u52a0\u62ff\u5927\u5b66\u4e60\u8bb8\u53ef\u7533\u8bf7\u4eba\u73b0\u5728\u5fc5\u987b\u8bc1\u660e\u4ed6\u4eec\u6709 20,635 \u7f8e\u5143\u7684\u50a8\u84c4\uff0c\u8fd9\u6bd4\u4eca\u5e74\u5e74\u521d\u4e4b\u524d\u56fd\u9645\u5b66\u4e60\u8bb8\u53ef\u7533\u8bf7\u4eba\u5fc5\u987b\u663e\u793a\u7684 10,000 \u7f8e\u5143\u6709\u663e\u7740\u589e\u52a0\u3002\u6ce8\u610f\uff1a<\/strong>\u65b0\u7684\u751f\u6d3b\u8d39\u7528\u8d22\u52a1\u8981\u6c42\u5fc5\u987b\u4e0e\u7528\u4e8e\u652f\u4ed8\u7b2c\u4e00\u5e74\u5b66\u8d39\u548c\u65c5\u8d39\u7684\u989d\u5916\u8d44\u91d1\u4e00\u8d77\u663e\u793a<\/em><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u7701\u7ea7\u65b0\u53d8\u5316<\/strong><\/h2>\n\n\n\n

\u4ee5\u4e0b\u5c06\u6309\u7701\u4efd\u6982\u8ff0\u52a0\u62ff\u5927\u5404\u5730\u6cd5\u5f8b\u548c\u6cd5\u89c4\u7684\u53d8\u5316\uff0c\u8fd9\u4e9b\u53d8\u5316\u9884\u8ba1\u5c06\u5bf9\u52a0\u62ff\u5927\u7684\u65b0\u79fb\u6c11\u4ea7\u751f\u91cd\u5927\u5f71\u54cd\u3002<\/p>\n\n\n\n

\u5b89\u5927\u7565\u7701<\/strong><\/h3>\n\n\n\n

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